On Friday afternoon, at around 4:30, we officially became landed gentry. I’m now eligible to vote in elections and Rachel is now eligble to rear children and oversee the house affairs…hmm…wait, that’s not how it works anymore, is it?
In any event, Friday was eventually fun, although it took a little bit of doing before we actually got to close. We met our agents at 10:30 as planned. When Nancy came out to get us, she mentioned that The Closer (and yes, she actually called the settlement agent from the title company “the closer”) was running late.
In the meantime, we went to hang out in a meeting room, expecting to be landed gentry by lunch. We were wrong (cue thunder and lightening).
On Thursday night, during the final walkthrough (or, in my case, the 2nd time I’d even seen the house), we reviewed the settlement sheet (commonly called the HUD) from Brennan Title with Nancy and Tom. Strangely, the downpayment listed on the sheet was approximately $3,000 more than we were expecting. Rachel and I weren’t happy campers because we really didn’t have just a spare $3,000 to throw around. Nancy and Tom, though, assured us they’d have it straightened out by close on Friday morning.
Fast forward to Friday morning: we’re waiting in the room and Nancy gets the revised HUD. The amount went up instead of down! She was really pissed. I was really pissed. Rachel was really pissed. Tom, for some reason, was wearing plaid pants and kinda amused because he was hoping to see Nancy go ballastic. She calmly called up Lynn, who seemed to be what amounted to an intern at Brennan Title. At that point, Nancy learned that Brennan hadn’t sent The Closer because we hadn’t yet finalized the HUD. We literally saw Nancy calmly put Lynn the Intern on hold, walk out of the room, presumably go scream in a soundproof padded room, walk back into the room and say “OK.”
So, at that point, Nancy and Tom asked if we could meet back over there later. We went to have lunch, and, since they had already given us the key, went to the almost-ours house.
Rachel bilged out the nasty fridge which had about 38 million dead bugs. I carried a bunch of boxes from the car to the house. We had celebratory pizza. It was fun. We ended up meeting Nancy, Tom and The Closer at 3:30, at which point we both signed approximately 24,000 papers and then, presto, the house was ours!
Don’t worry, the thrills don’t stop there. Next post is all about the exciting world of weather stripping a door. Stayed tuned!